Five Must-Have Android Apps for Personal or Business Money Management

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Some 21 percent of mobile phone users used their phones to access banking functions in 2012, reports the Federal Reserve. Another 28 percent expected to convert to mobile banking in the future. With thousands of financial apps available for Android users, individuals and businesses may find it difficult to select the right apps for their needs. Here’s a look at five apps that receive consistently high ratings from Android users.

PayPal Mobile

With more than 10 million Google Play Android installs, it’s obvious the PayPal Mobile app is useful for business owners and individuals. Businesses can send instant PayPal invoices using mobile devices, customers can make payment for goods or services immediately through PayPal, and PayPal account holders can manage money from any location. PayPal Mobile provides affordable opportunities for fundraising, field sales, and small-business money management that isn’t always offered by credit card-related merchant service providers.

MoneyWise

Used by individuals in 120 countries to manage personal finance, the MoneyWise app works like a virtual checkbook with lots of bells and whistles. Record expenses on-the-go, so you’ll never forget to write down a purchase in the registry again. The app lets users balance accounts with a few clicks, but you can also access historical data, graphs, and charts to ensure you make positive decisions about the family budget.

Monthly Budget

Monthly Budget puts all the tools you need to manage your money in your pocket. Create a monthly budget using an easy-to-navigate interface and the ability to access historical data about income and spending. Organize cash, plan for the future, and locate opportunities for savings. There are hundreds of personal finance methods being taught by experts, and the Monthly Budget app allows you to put those methods in action with a convenient, concise planning tool.

QuickBooks Online

QuickBooks users can manage business finances from any location using the QuickBooks Online app. The app is great for businesses that need to generate quotes and convert them instantly to invoices. Business owners can also update vendor information, manage expenses, attach receipt images, and work on financial reports and taxes. Being able to access financial records at any time reduces the chance of mistakes and ensures you have an understanding of your cash flow and credit needs at all times. Businesses can take advantage of a free 30-day trial of Intuit accounting software to evaluate the benefits of QuickBooks Online.

ADP Mobile Solutions

Employers that use Portal Self Service, TotalSource, Workforce Now, Vantage, iPay Statements, Spending Account, and PayCard can manage payroll applications on the go with ADP’s mobile app. Ensure employees are paid on-time, even when you can’t be at the office, when you track time sheets and approve payroll from any location. The app provides supervisors with an efficient way to respond to time off requests, send notices to employees who are regularly late, or correct punch errors. The app also allows access to tax statements, benefits information, and ADP-related expense accounts.